![Jean Chatzky: You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or a HELOC [ home equity line of credit ] - you're taking an unsecured debt and turning it into a secured debt.](assets/images/quotes/705/7042/jean-chatzky-quotes-you-also-need-to-understand-that-when-you-consolid-704139.jpg "Jean Chatzky: You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or a HELOC [ home equity line of credit ] - you're taking an unsecured debt and turning it into a secured debt.")
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